Your Next Adventure
Where do you want to live?
Purchasing a home is a thrilling and significant endeavor, often representing the most substantial investment you'll ever undertake. It can also present a complex decision-making process, involving a delicate balance between desires and necessities, cost versus location, and style versus functionality. I take great joy in assisting buyers in finding that perfect equilibrium, steering clear of common pitfalls in legal contracts, inspections, and negotiations, and empowering them to make informed choices for their next home.
searching
high and low
Constantly refreshing Redfin or Zillow to discover the most recent listings is something anyone can do, but the real key lies in how you analyze the available information. My role is to assist you in sifting through the data, making the process of home shopping a more manageable endeavor. Collaboratively, we will identify which homes are truly worth your time for in-person visits, distinguish those that may not meet expectations, and uncover the hidden gems in the market.
writing a
solid offer
The listing price offered by the seller serves as a mere proposal. I conduct extensive research to uncover the most up-to-date market information that isn't readily available to the public. This ensures that you are well-informed about whether a home is priced too high or, conversely, is so attractively priced that it might surge beyond your desired budget. Additionally, I take the time to provide patient guidance to my buyers as we navigate the numerous decisions and stipulations within the extensive 20+ page purchase and sale contract, ensuring that you have a clear understanding of your legal obligations.
inspections, and closing the deal
To prevent unexpected costs, it's essential to conduct a thorough examination of your property, covering everything from the roof to the foundation, and even inspecting underground areas for oil tanks and sewer lines. Once you're comfortable with the condition of your home, you'll also require assistance with intricate contingencies, financing choices, the appraisal process, underwriting conditions, title reports, insurance matters, HOA documents, and escrow procedures. I'm here to handle all of these details, ensuring that you're never navigating this journey alone!
“Terri has been my friend and partner in creating Kirkland’s 4th of July for over 20 years. When Larry and I decided to sell our house in Kirkland after 25 years and find our “forever” house she was our obvious first choice. We had a very small window of geography in which to live as Larry and I are both elected, and his district is only in part of Kirkland. We also had a very short timeline to work in. Terri was ON it! She found us the perfect house for the rest of our lives. She walked us though all of the options in the purchase process and got it for the seller’s asking price during a time when Everyone was offering WAY over asking. Terri is a dream to work with. She listens, is amazingly professional and demonstrated why she is so good at what she does. We absolutely endorse her services for buying or selling your home. I don’t think she has a client who hasn’t become a good friend and fan.”
-Penny and Larry S.
The Door to the Details
During the negotiation phase of the transaction, a mutually agreed-upon closing date is established. "Closing" is the pivotal moment when both you and the seller sign all the necessary paperwork and fulfill your respective financial obligations for settlement fees. These settlement responsibilities can vary significantly due to specific contract terms, local regulations, and customary practices.
Before the actual closing, a designated closing agent, often an escrow and title company, will prepare a comprehensive settlement statement for both the buyer and the seller. In my role as your Hallmark Realty agent, I can provide you with insights into the typical settlement fees that may apply to you.
In my capacity as your real estate agent, I possess an in-depth understanding of the local real estate market, enabling me to swiftly pinpoint a few specific areas where you are likely to discover a home that aligns with your budget. My primary role is to streamline the process for you by undertaking a significant portion of the groundwork. By comprehending your requirements, I can effectively filter out properties that don't meet your criteria. I'll arrange appointments, personally accompany you to view homes, and help you maximize the use of online home search tools. With access to every property listed on the Northwest Multiple Listing Service, I'm well-equipped to guide you through the negotiation, legal procedures, and intricate details involved in the home-buying process once you've identified the home you wish to purchase.
Are you considering your next move?
I’d love to schedule a complimentary meeting to talk about
making your home purchase dream a reality!